What does a realistic monthly budget in London look like in 2026?

Question

I'm seeing wildly different numbers online. What does it actually cost to live in London as a student per month, in 2026?

Accepted Answer

Realistic numbers for 2026: **Accommodation** £800–£1,400/month (room in shared flat in Zone 2-3, or homestay). **Food** £250–£400/month (mostly cooking, some eating out). **Transport** £170/month (Zones 1-2 monthly pass). **Phone** £15/month (giffgaff/Smarty unlimited data). **Going out** £150–£300/month (pints, occasional restaurant, museum cafés). **Total: £1,400–£2,300/month** excluding tuition. The lower end requires sharing a room and cooking most meals; the upper end is a more comfortable single room and a normal social life. Add £25-£50/month if you travel outside London on weekends.

What does a realistic monthly budget in London look like in 2026?

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